Call reports 2010
MAYVILLE STATE BANK — 2010
What MAYVILLE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,939,000 | 86,674,000 | 85,457,000 | 88,789,000 |
| Total loans | 55,113,000 | 54,442,000 | 53,804,000 | 53,151,000 |
| Allowance for loan losses | 630,000 | 612,000 | 575,000 | 595,000 |
| Securities available for sale | 18,615,000 | 18,921,000 | 18,955,000 | 19,625,000 |
| Securities held to maturity | 4,487,000 | 4,403,000 | 3,781,000 | 3,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,833,000 | 77,507,000 | 76,138,000 | 79,856,000 |
| Interest-bearing deposits | 69,544,000 | 69,009,000 | 67,391,000 | 69,813,000 |
| Noninterest-bearing deposits | 8,289,000 | 8,498,000 | 8,747,000 | 10,043,000 |
| Equity capital | 8,712,000 | 8,812,000 | 8,949,000 | 8,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,879,000 | 2,805,000 | 3,709,000 |
| Interest expense | 312,000 | 607,000 | 871,000 | 1,128,000 |
| Net interest income | 631,000 | 1,272,000 | 1,934,000 | 2,581,000 |
| Noninterest income | 181,000 | 377,000 | 588,000 | 788,000 |
| Noninterest expense | 608,000 | 1,212,000 | 1,835,000 | 2,403,000 |
| Provision for loan losses | 36,000 | 67,000 | 113,000 | 307,000 |
| Pretax income | 168,000 | 371,000 | 576,000 | 661,000 |
| Income tax | 45,000 | 84,000 | 123,000 | 112,000 |
| Net income | 123,000 | 287,000 | 453,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,536,000 | 8,626,000 | 8,714,000 | 8,532,000 |
| Total capital | 9,098,000 | 9,198,000 | 9,276,000 | 9,097,000 |
| Risk-weighted assets | 44,885,000 | 45,746,000 | 44,950,000 | 45,190,000 |