Call reports 2009
MAYVILLE STATE BANK — 2009
What MAYVILLE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,156,000 | 83,788,000 | 85,100,000 | 86,038,000 |
| Total loans | 55,143,000 | 55,565,000 | 55,794,000 | 55,895,000 |
| Allowance for loan losses | 655,000 | 585,000 | 598,000 | 705,000 |
| Securities available for sale | 16,820,000 | 18,482,000 | 17,688,000 | 17,232,000 |
| Securities held to maturity | 2,955,000 | 2,455,000 | 4,078,000 | 4,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,189,000 | 74,667,000 | 75,734,000 | 77,056,000 |
| Interest-bearing deposits | 67,132,000 | 66,450,000 | 67,639,000 | 68,573,000 |
| Noninterest-bearing deposits | 8,057,000 | 8,217,000 | 8,095,000 | 8,483,000 |
| Equity capital | 8,625,000 | 8,747,000 | 8,951,000 | 8,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,133,000 | 3,123,000 | 4,151,000 |
| Interest expense | 406,000 | 764,000 | 1,108,000 | 1,446,000 |
| Net interest income | 648,000 | 1,369,000 | 2,015,000 | 2,705,000 |
| Noninterest income | 186,000 | 367,000 | 635,000 | 818,000 |
| Noninterest expense | 621,000 | 1,222,000 | 1,817,000 | 2,378,000 |
| Provision for loan losses | 5,000 | 9,000 | 49,000 | 165,000 |
| Pretax income | 208,000 | 512,000 | 791,000 | 987,000 |
| Income tax | 45,000 | 128,000 | 190,000 | 180,000 |
| Net income | 163,000 | 384,000 | 601,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,432,000 | 8,576,000 | 8,717,000 | 8,490,000 |
| Total capital | 9,001,000 | 9,150,000 | 9,298,000 | 9,078,000 |
| Risk-weighted assets | 45,471,000 | 45,945,000 | 46,492,000 | 46,923,000 |