Call reports 2008
MAYVILLE STATE BANK — 2008
What MAYVILLE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,041,000 | 82,664,000 | 83,512,000 | 82,267,000 |
| Total loans | 56,772,000 | 56,266,000 | 55,837,000 | 55,760,000 |
| Allowance for loan losses | 689,000 | 669,000 | 640,000 | 679,000 |
| Securities available for sale | 12,475,000 | 14,315,000 | 14,435,000 | 16,277,000 |
| Securities held to maturity | 3,506,000 | 3,021,000 | 2,521,000 | 2,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,817,000 | 73,679,000 | 74,521,000 | 73,423,000 |
| Interest-bearing deposits | 65,090,000 | 65,193,000 | 66,032,000 | 65,710,000 |
| Noninterest-bearing deposits | 7,727,000 | 8,486,000 | 8,489,000 | 7,713,000 |
| Equity capital | 8,773,000 | 8,512,000 | 8,583,000 | 8,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,202,000 | 3,301,000 | 4,379,000 |
| Interest expense | 481,000 | 946,000 | 1,390,000 | 1,826,000 |
| Net interest income | 617,000 | 1,256,000 | 1,911,000 | 2,553,000 |
| Noninterest income | 191,000 | 388,000 | 598,000 | 781,000 |
| Noninterest expense | 571,000 | 1,136,000 | 1,718,000 | 2,248,000 |
| Provision for loan losses | 5,000 | 14,000 | 18,000 | 97,000 |
| Pretax income | 232,000 | 494,000 | 773,000 | 989,000 |
| Income tax | 50,000 | 110,000 | 177,000 | 187,000 |
| Net income | 182,000 | 384,000 | 596,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,559,000 | 8,380,000 | 8,516,000 | 8,341,000 |
| Total capital | 9,129,000 | 8,953,000 | 9,089,000 | 8,910,000 |
| Risk-weighted assets | 45,499,000 | 45,719,000 | 45,759,000 | 45,428,000 |