Call reports 2016
HIGH PLAINS BANK — 2016
What HIGH PLAINS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,643,000 | 140,280,000 | 141,074,000 | 141,631,000 |
| Total loans | 102,613,000 | 107,721,000 | 108,112,000 | 110,705,000 |
| Allowance for loan losses | 1,630,000 | 1,692,000 | 1,642,000 | 1,703,000 |
| Securities available for sale | 10,647,000 | 12,194,000 | 12,148,000 | 11,109,000 |
| Securities held to maturity | 2,673,000 | 2,666,000 | 2,659,000 | 2,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,142,000 | 119,327,000 | 119,379,000 | 116,543,000 |
| Interest-bearing deposits | 87,475,000 | 86,421,000 | 86,622,000 | 83,893,000 |
| Noninterest-bearing deposits | 31,667,000 | 32,907,000 | 32,757,000 | 32,650,000 |
| Equity capital | 12,787,000 | 12,915,000 | 13,121,000 | 13,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,525,000 | 5,338,000 | 7,119,000 |
| Interest expense | 109,000 | 218,000 | 328,000 | 447,000 |
| Net interest income | 1,631,000 | 3,307,000 | 5,010,000 | 6,672,000 |
| Noninterest income | 415,000 | 812,000 | 1,221,000 | 1,611,000 |
| Noninterest expense | 1,449,000 | 2,882,000 | 4,352,000 | 5,692,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 537,000 | 1,117,000 | 1,699,000 | 2,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 1,117,000 | 1,699,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,755,000 | 12,837,000 | 13,070,000 | 13,622,000 |
| Total capital | 14,081,000 | 14,253,000 | 14,536,000 | 15,075,000 |
| Risk-weighted assets | 105,513,000 | 112,750,000 | 116,883,000 | 115,763,000 |