Call reports 2018
COASTAL HERITAGE BANK — 2018
What COASTAL HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 517,149,000 | 522,836,000 | 527,860,000 | 523,164,000 |
| Total loans | 439,785,000 | 447,196,000 | 451,694,000 | 449,378,000 |
| Allowance for loan losses | 2,821,000 | 2,884,000 | 3,009,000 | 3,010,000 |
| Securities available for sale | 42,151,000 | 41,348,000 | 39,998,000 | 38,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,721,000 | 399,325,000 | 394,432,000 | 404,891,000 |
| Interest-bearing deposits | 320,226,000 | 320,815,000 | 313,495,000 | 326,087,000 |
| Noninterest-bearing deposits | 81,494,000 | 78,510,000 | 80,937,000 | 78,804,000 |
| Equity capital | 47,294,000 | 47,839,000 | 48,063,000 | 48,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,032,000 | 10,332,000 | 15,593,000 | 20,948,000 |
| Interest expense | 819,000 | 1,924,000 | 3,209,000 | 4,631,000 |
| Net interest income | 4,213,000 | 8,408,000 | 12,384,000 | 16,317,000 |
| Noninterest income | 306,000 | 645,000 | 990,000 | 1,333,000 |
| Noninterest expense | 3,716,000 | 7,366,000 | 11,110,000 | 14,803,000 |
| Provision for loan losses | 157,000 | 218,000 | 341,000 | 341,000 |
| Pretax income | 643,000 | 1,461,000 | 1,913,000 | 2,492,000 |
| Income tax | 143,000 | 305,000 | 369,000 | 474,000 |
| Net income | 500,000 | 1,156,000 | 1,544,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,871,000 | 46,593,000 | 47,048,000 | 47,553,000 |
| Total capital | 48,867,000 | 49,652,000 | 50,232,000 | 50,751,000 |
| Risk-weighted assets | 353,818,000 | 356,113,000 | 361,119,000 | 358,295,000 |