Call reports 2017
COASTAL HERITAGE BANK — 2017
What COASTAL HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 499,583,000 | 500,541,000 | 503,723,000 | 511,852,000 |
| Total loans | 409,420,000 | 417,770,000 | 422,568,000 | 432,351,000 |
| Allowance for loan losses | 2,247,000 | 2,348,000 | 2,532,000 | 2,663,000 |
| Securities available for sale | 48,441,000 | 45,931,000 | 46,877,000 | 47,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,130,000 | 408,766,000 | 408,967,000 | 404,103,000 |
| Interest-bearing deposits | 325,014,000 | 326,407,000 | 325,669,000 | 366,864,000 |
| Noninterest-bearing deposits | 83,117,000 | 82,359,000 | 83,298,000 | 37,239,000 |
| Equity capital | 46,313,000 | 46,975,000 | 47,494,000 | 47,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,620,000 | 9,286,000 | 14,089,000 | 18,923,000 |
| Interest expense | 702,000 | 1,419,000 | 2,157,000 | 2,908,000 |
| Net interest income | 3,918,000 | 7,867,000 | 11,932,000 | 16,015,000 |
| Noninterest income | 436,000 | 864,000 | 1,403,000 | 1,871,000 |
| Noninterest expense | 3,463,000 | 6,913,000 | 10,572,000 | 14,281,000 |
| Provision for loan losses | 112,000 | 215,000 | 395,000 | 525,000 |
| Pretax income | 775,000 | 1,593,000 | 2,352,000 | 3,061,000 |
| Income tax | 230,000 | 456,000 | 673,000 | 1,628,000 |
| Net income | 545,000 | 1,137,000 | 1,679,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,344,000 | 45,437,000 | 46,044,000 | 45,556,000 |
| Total capital | 47,762,000 | 47,960,000 | 48,751,000 | 48,394,000 |
| Risk-weighted assets | 345,755,000 | 351,824,000 | 354,252,000 | 359,437,000 |