Call reports 2015
COASTAL HERITAGE BANK — 2015
What COASTAL HERITAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 292,495,000 | 294,050,000 | 296,573,000 | 489,650,000 |
| Total loans | 211,013,000 | 220,503,000 | 225,566,000 | 374,793,000 |
| Allowance for loan losses | 1,651,000 | 1,651,000 | 1,644,000 | 1,692,000 |
| Securities available for sale | 3,131,000 | 3,136,000 | 3,134,000 | 29,296,000 |
| Securities held to maturity | 52,010,000 | 48,873,000 | 46,340,000 | 44,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,589,000 | 242,193,000 | 240,663,000 | 400,718,000 |
| Interest-bearing deposits | 228,374,000 | 226,019,000 | 224,369,000 | 321,685,000 |
| Noninterest-bearing deposits | 12,215,000 | 16,174,000 | 16,294,000 | 79,033,000 |
| Equity capital | 23,859,000 | 24,123,000 | 24,427,000 | 43,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,496,000 | 5,040,000 | 7,624,000 | 10,763,000 |
| Interest expense | 511,000 | 1,023,000 | 1,530,000 | 2,099,000 |
| Net interest income | 1,985,000 | 4,017,000 | 6,094,000 | 8,664,000 |
| Noninterest income | 316,000 | 595,000 | 918,000 | 1,250,000 |
| Noninterest expense | 1,883,000 | 3,772,000 | 5,729,000 | 10,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 412,000 | 822,000 | 1,254,000 | -362,000 |
| Income tax | 108,000 | 252,000 | 374,000 | 27,000 |
| Net income | 304,000 | 570,000 | 880,000 | -389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,411,000 | 23,704,000 | 24,015,000 | 41,986,000 |
| Total capital | 25,062,000 | 25,355,000 | 25,659,000 | 43,762,000 |
| Risk-weighted assets | 155,634,000 | 165,432,000 | 169,099,000 | 335,909,000 |