Call reports 2014
COASTAL HERITAGE BANK — 2014
What COASTAL HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,230,000 | 272,175,000 | 282,415,000 | 287,754,000 |
| Total loans | 174,266,000 | 187,968,000 | 201,109,000 | 207,236,000 |
| Allowance for loan losses | 1,654,000 | 1,658,000 | 1,659,000 | 1,658,000 |
| Securities available for sale | 6,639,000 | 3,121,000 | 3,132,000 | 3,133,000 |
| Securities held to maturity | 60,030,000 | 57,145,000 | 55,900,000 | 53,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,646,000 | 227,397,000 | 233,491,000 | 233,948,000 |
| Interest-bearing deposits | 211,052,000 | 214,325,000 | 218,421,000 | 219,596,000 |
| Noninterest-bearing deposits | 11,594,000 | 13,072,000 | 15,070,000 | 14,352,000 |
| Equity capital | 23,180,000 | 23,343,000 | 23,371,000 | 23,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,555,000 | 6,959,000 | 9,440,000 |
| Interest expense | 489,000 | 989,000 | 1,508,000 | 2,021,000 |
| Net interest income | 1,765,000 | 3,566,000 | 5,451,000 | 7,419,000 |
| Noninterest income | 238,000 | 513,000 | 692,000 | 1,066,000 |
| Noninterest expense | 1,771,000 | 3,616,000 | 5,678,000 | 7,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 446,000 | 440,000 | 960,000 |
| Income tax | 32,000 | 88,000 | 58,000 | 189,000 |
| Net income | 189,000 | 358,000 | 382,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,180,000 | 23,343,000 | 23,371,000 | 23,756,000 |
| Total capital | 24,834,000 | 25,001,000 | 25,030,000 | 25,414,000 |
| Risk-weighted assets | 144,841,000 | 145,287,000 | 151,002,000 | 158,147,000 |