Call reports 2013
COASTAL HERITAGE BANK — 2013
What COASTAL HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,555,000 | 272,383,000 | 279,201,000 | 271,427,000 |
| Total loans | 156,703,000 | 162,307,000 | 162,607,000 | 167,506,000 |
| Allowance for loan losses | 1,857,000 | 1,857,000 | 1,828,000 | 1,710,000 |
| Securities available for sale | 12,833,000 | 12,785,000 | 12,824,000 | 9,635,000 |
| Securities held to maturity | 57,631,000 | 61,779,000 | 64,768,000 | 61,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,933,000 | 227,548,000 | 234,448,000 | 227,053,000 |
| Interest-bearing deposits | 53,952,000 | 171,736,000 | 173,226,000 | 215,806,000 |
| Noninterest-bearing deposits | 171,981,000 | 55,812,000 | 61,222,000 | 11,247,000 |
| Equity capital | 23,053,000 | 23,021,000 | 23,139,000 | 22,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,169,000 | 6,269,000 | 8,376,000 |
| Interest expense | 513,000 | 1,031,000 | 1,539,000 | 2,206,000 |
| Net interest income | 1,566,000 | 3,138,000 | 4,730,000 | 6,170,000 |
| Noninterest income | 404,000 | 779,000 | 999,000 | 1,392,000 |
| Noninterest expense | 1,665,000 | 3,654,000 | 5,377,000 | 7,169,000 |
| Provision for loan losses | 0 | 0 | 0 | -135,000 |
| Pretax income | 305,000 | 263,000 | 352,000 | 347,000 |
| Income tax | 59,000 | 9,000 | -9,000 | 218,000 |
| Net income | 246,000 | 254,000 | 361,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,165,000 | 23,174,000 | 23,280,000 | 22,974,000 |
| Total capital | 24,854,000 | 24,915,000 | 25,022,000 | 24,684,000 |
| Risk-weighted assets | 135,028,000 | 138,410,000 | 139,451,000 | 146,820,000 |