Call reports 2012
COASTAL HERITAGE BANK — 2012
What COASTAL HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 264,155,000 | 266,854,000 | 267,576,000 | 270,545,000 |
| Total loans | 165,595,000 | 161,310,000 | 163,609,000 | 159,819,000 |
| Allowance for loan losses | 1,772,000 | 1,821,000 | 1,823,000 | 1,857,000 |
| Securities available for sale | 7,742,000 | 12,777,000 | 12,841,000 | 12,831,000 |
| Securities held to maturity | 56,496,000 | 55,429,000 | 57,516,000 | 56,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,785,000 | 223,036,000 | 223,363,000 | 225,869,000 |
| Interest-bearing deposits | 209,791,000 | 175,246,000 | 174,974,000 | 172,854,000 |
| Noninterest-bearing deposits | 10,994,000 | 47,790,000 | 48,389,000 | 53,015,000 |
| Equity capital | 21,786,000 | 22,093,000 | 22,487,000 | 22,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,118,000 | 7,472,000 | 9,666,000 |
| Interest expense | 661,000 | 1,312,000 | 1,955,000 | 2,527,000 |
| Net interest income | 1,955,000 | 3,806,000 | 5,517,000 | 7,139,000 |
| Noninterest income | 281,000 | 756,000 | 1,046,000 | 1,648,000 |
| Noninterest expense | 1,676,000 | 3,499,000 | 5,167,000 | 6,852,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 510,000 | 963,000 | 1,296,000 | 1,785,000 |
| Income tax | 174,000 | 325,000 | 284,000 | 417,000 |
| Net income | 336,000 | 638,000 | 1,012,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,888,000 | 22,191,000 | 22,564,000 | 22,919,000 |
| Total capital | 23,595,000 | 23,884,000 | 24,252,000 | 24,620,000 |
| Risk-weighted assets | 135,747,000 | 134,585,000 | 134,971,000 | 135,910,000 |