Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 478,044,000 | 532,533,000 | 521,067,000 | 475,515,000 |
| Total loans | 390,618,000 | 444,663,000 | 431,038,000 | 360,310,000 |
| Allowance for loan losses | 4,584,000 | 4,626,000 | 4,636,000 | 4,706,000 |
| Securities available for sale | 37,447,000 | 37,742,000 | 34,676,000 | 44,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,549,000 | 396,233,000 | 411,567,000 | 416,824,000 |
| Interest-bearing deposits | 265,909,000 | 266,307,000 | 275,490,000 | 279,630,000 |
| Noninterest-bearing deposits | 128,640,000 | 129,926,000 | 136,077,000 | 137,194,000 |
| Equity capital | 49,356,000 | 51,533,000 | 51,947,000 | 52,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,669,000 | 9,892,000 | 15,132,000 | 20,314,000 |
| Interest expense | 73,000 | 206,000 | 347,000 | 460,000 |
| Net interest income | 4,596,000 | 9,686,000 | 14,785,000 | 19,854,000 |
| Noninterest income | 20,580,000 | 45,416,000 | 74,091,000 | 98,148,000 |
| Noninterest expense | 21,703,000 | 46,763,000 | 73,694,000 | 98,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,473,000 | 8,339,000 | 15,182,000 | 19,511,000 |
| Income tax | 1,342,000 | 3,220,000 | 5,890,000 | 7,591,000 |
| Net income | 2,131,000 | 5,119,000 | 9,292,000 | 11,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,260,000 | 51,396,000 | 51,873,000 | 52,832,000 |
| Total capital | 53,610,000 | 56,065,000 | 56,553,000 | 57,285,000 |
| Risk-weighted assets | 347,689,000 | 374,150,000 | 381,806,000 | 355,950,000 |
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