Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 469,877,000 | 497,886,000 | 462,149,000 | 451,930,000 |
| Total loans | 383,944,000 | 413,592,000 | 387,196,000 | 371,820,000 |
| Allowance for loan losses | 4,347,000 | 4,376,000 | 4,203,000 | 4,190,000 |
| Securities available for sale | 29,403,000 | 28,637,000 | 26,206,000 | 29,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,314,000 | 5,292,000 | 0 | 0 |
| Total deposits | 387,702,000 | 379,566,000 | 391,534,000 | 392,414,000 |
| Interest-bearing deposits | 264,780,000 | 253,974,000 | 266,007,000 | 266,733,000 |
| Noninterest-bearing deposits | 122,922,000 | 125,592,000 | 125,527,000 | 125,681,000 |
| Equity capital | 43,323,000 | 45,659,000 | 47,298,000 | 47,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,495,000 | 9,398,000 | 14,349,000 | 19,108,000 |
| Interest expense | 81,000 | 175,000 | 270,000 | 345,000 |
| Net interest income | 4,414,000 | 9,223,000 | 14,079,000 | 18,763,000 |
| Noninterest income | 21,619,000 | 46,733,000 | 69,719,000 | 89,465,000 |
| Noninterest expense | 21,342,000 | 45,475,000 | 68,315,000 | 89,487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,691,000 | 10,481,000 | 15,483,000 | 18,741,000 |
| Income tax | 1,793,000 | 4,025,000 | 5,998,000 | 7,299,000 |
| Net income | 2,898,000 | 6,456,000 | 9,485,000 | 11,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,161,000 | 45,560,000 | 47,167,000 | 47,912,000 |
| Total capital | 47,544,000 | 49,987,000 | 51,420,000 | 52,145,000 |
| Risk-weighted assets | 351,552,000 | 364,174,000 | 357,529,000 | 338,657,000 |