Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 351,233,000 | 357,726,000 | 354,247,000 | 368,229,000 |
| Total loans | 294,147,000 | 300,645,000 | 298,147,000 | 309,692,000 |
| Allowance for loan losses | 3,501,000 | 3,621,000 | 3,727,000 | 4,612,000 |
| Securities available for sale | 30,353,000 | 28,169,000 | 27,138,000 | 28,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,752,000 | 303,259,000 | 303,111,000 | 311,202,000 |
| Interest-bearing deposits | 228,587,000 | 231,119,000 | 228,921,000 | 238,706,000 |
| Noninterest-bearing deposits | 72,165,000 | 72,139,000 | 74,191,000 | 72,495,000 |
| Equity capital | 27,237,000 | 24,615,000 | 25,713,000 | 25,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,005,000 | 11,719,000 | 17,537,000 | 22,923,000 |
| Interest expense | 1,328,000 | 2,505,000 | 3,558,000 | 4,425,000 |
| Net interest income | 4,677,000 | 9,214,000 | 13,979,000 | 18,498,000 |
| Noninterest income | 2,286,000 | 4,604,000 | 6,699,000 | 8,960,000 |
| Noninterest expense | 5,148,000 | 10,711,000 | 16,270,000 | 21,479,000 |
| Provision for loan losses | 180,000 | 490,000 | 784,000 | 2,073,000 |
| Pretax income | 1,635,000 | 2,617,000 | 3,624,000 | 3,928,000 |
| Income tax | 57,000 | 92,000 | 128,000 | 77,000 |
| Net income | 1,578,000 | 2,525,000 | 3,496,000 | 3,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,539,000 | 26,886,000 | 27,857,000 | 28,211,000 |
| Total capital | 31,095,000 | 30,562,000 | 31,513,000 | 31,993,000 |
| Risk-weighted assets | 290,848,000 | 295,964,000 | 292,755,000 | 301,657,000 |
Machine access — free, no API key
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