Call reports 2005
PEOPLES BANK — 2005
What PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 325,550,000 | 339,687,000 | 324,671,000 | 323,792,000 |
| Total loans | 267,927,000 | 283,387,000 | 273,009,000 | 270,276,000 |
| Allowance for loan losses | 2,647,000 | 2,481,000 | 2,742,000 | 2,750,000 |
| Securities available for sale | 27,833,000 | 24,662,000 | 21,211,000 | 18,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,123,000 | 274,895,000 | 283,856,000 | 282,815,000 |
| Interest-bearing deposits | 209,003,000 | 209,416,000 | 214,807,000 | 214,984,000 |
| Noninterest-bearing deposits | 62,120,000 | 65,479,000 | 69,049,000 | 67,831,000 |
| Equity capital | 25,424,000 | 26,753,000 | 28,132,000 | 26,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,872,000 | 10,126,000 | 15,772,000 | 21,365,000 |
| Interest expense | 837,000 | 1,816,000 | 2,881,000 | 3,896,000 |
| Net interest income | 4,035,000 | 8,310,000 | 12,891,000 | 17,469,000 |
| Noninterest income | 1,283,000 | 3,055,000 | 5,628,000 | 7,174,000 |
| Noninterest expense | 4,240,000 | 8,456,000 | 13,175,000 | 18,046,000 |
| Provision for loan losses | 190,000 | 460,000 | 734,000 | 859,000 |
| Pretax income | 888,000 | 2,449,000 | 4,610,000 | 5,738,000 |
| Income tax | 39,000 | 107,000 | 13,000 | 103,000 |
| Net income | 849,000 | 2,342,000 | 4,597,000 | 5,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,546,000 | 26,702,000 | 28,262,000 | 26,710,000 |
| Total capital | 28,249,000 | 29,234,000 | 31,061,000 | 29,512,000 |
| Risk-weighted assets | 273,315,000 | 288,116,000 | 278,378,000 | 277,691,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.