Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 313,926,000 | 319,830,000 | 317,974,000 | 324,726,000 |
| Total loans | 247,130,000 | 256,240,000 | 254,689,000 | 262,781,000 |
| Allowance for loan losses | 3,023,000 | 2,685,000 | 2,466,000 | 2,469,000 |
| Securities available for sale | 38,643,000 | 35,739,000 | 33,467,000 | 29,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,363,000 | 269,983,000 | 275,638,000 | 271,024,000 |
| Interest-bearing deposits | 209,433,000 | 211,956,000 | 214,523,000 | 211,658,000 |
| Noninterest-bearing deposits | 53,931,000 | 58,027,000 | 61,114,000 | 59,366,000 |
| Equity capital | 23,365,000 | 24,081,000 | 25,200,000 | 25,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 8,961,000 | 13,666,000 | 18,504,000 |
| Interest expense | 804,000 | 1,523,000 | 2,262,000 | 3,095,000 |
| Net interest income | 3,602,000 | 7,438,000 | 11,404,000 | 15,409,000 |
| Noninterest income | 1,443,000 | 3,067,000 | 4,702,000 | 6,218,000 |
| Noninterest expense | 3,975,000 | 8,302,000 | 12,533,000 | 16,673,000 |
| Provision for loan losses | 171,000 | 214,000 | 244,000 | 313,000 |
| Pretax income | 892,000 | 1,982,000 | 3,218,000 | 4,530,000 |
| Income tax | 57,000 | 76,000 | 125,000 | 198,000 |
| Net income | 835,000 | 1,906,000 | 3,093,000 | 4,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,774,000 | 24,004,000 | 24,921,000 | 25,155,000 |
| Total capital | 25,797,000 | 26,689,000 | 27,447,000 | 27,690,000 |
| Risk-weighted assets | 252,075,000 | 259,061,000 | 261,359,000 | 269,023,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.