Call reports 2025
FIRST STATE BANK, THE — 2025
What FIRST STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 144,999,000 | 142,715,000 | 145,705,000 | 153,320,000 |
| Total loans | 45,958,000 | 48,038,000 | 47,475,000 | 46,863,000 |
| Allowance for loan losses | 356,000 | 359,000 | 367,000 | 359,000 |
| Securities available for sale | 70,781,000 | 73,616,000 | 72,703,000 | 70,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,869,000 | 122,973,000 | 125,773,000 | 133,080,000 |
| Interest-bearing deposits | 68,563,000 | 68,862,000 | 67,920,000 | 69,616,000 |
| Noninterest-bearing deposits | 59,306,000 | 54,111,000 | 57,853,000 | 63,464,000 |
| Equity capital | 16,565,000 | 17,178,000 | 19,260,000 | 19,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,827,000 | 4,259,000 | 5,753,000 |
| Interest expense | 366,000 | 744,000 | 1,107,000 | 1,448,000 |
| Net interest income | 1,023,000 | 2,083,000 | 3,152,000 | 4,305,000 |
| Noninterest income | 109,000 | 195,000 | 281,000 | 377,000 |
| Noninterest expense | 766,000 | 1,580,000 | 2,350,000 | 3,265,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 6,000 |
| Pretax income | 366,000 | 698,000 | 1,079,000 | 1,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 698,000 | 1,079,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,334,000 | 24,665,000 | 25,046,000 | 25,379,000 |