Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,815,000 | 159,121,000 | 159,759,000 | 163,660,000 |
| Total loans | 34,261,000 | 34,991,000 | 37,595,000 | 36,862,000 |
| Allowance for loan losses | 243,000 | 244,000 | 264,000 | 270,000 |
| Securities available for sale | 79,084,000 | 76,495,000 | 84,105,000 | 83,017,000 |
| Securities held to maturity | 0 | 3,989,000 | 3,983,000 | 3,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,322,000 | 134,715,000 | 135,005,000 | 139,328,000 |
| Interest-bearing deposits | 93,314,000 | 90,239,000 | 92,480,000 | 94,531,000 |
| Noninterest-bearing deposits | 36,008,000 | 44,476,000 | 42,525,000 | 44,797,000 |
| Equity capital | 21,515,000 | 23,553,000 | 23,814,000 | 23,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,226,000 | 3,266,000 | 4,288,000 |
| Interest expense | 286,000 | 525,000 | 737,000 | 907,000 |
| Net interest income | 843,000 | 1,701,000 | 2,529,000 | 3,381,000 |
| Noninterest income | 129,000 | 224,000 | 358,000 | 466,000 |
| Noninterest expense | 690,000 | 1,390,000 | 2,130,000 | 2,847,000 |
| Provision for loan losses | 1,000 | 1,000 | 23,000 | 43,000 |
| Pretax income | -257,000 | 677,000 | 915,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -257,000 | 677,000 | 915,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,068,000 | 21,897,000 | 22,076,000 | 22,239,000 |
| Total capital | 21,311,000 | 22,141,000 | 22,340,000 | 22,509,000 |
| Risk-weighted assets | 66,019,000 | 72,431,000 | 70,170,000 | 70,876,000 |