Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,708,000 | 150,069,000 | 147,149,000 | 146,312,000 |
| Total loans | 22,882,000 | 24,782,000 | 25,379,000 | 25,384,000 |
| Allowance for loan losses | 179,000 | 179,000 | 179,000 | 168,000 |
| Securities available for sale | 74,902,000 | 77,281,000 | 78,398,000 | 76,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,291,000 | 124,071,000 | 122,408,000 | 128,149,000 |
| Interest-bearing deposits | 99,279,000 | 93,946,000 | 90,310,000 | 93,373,000 |
| Noninterest-bearing deposits | 27,012,000 | 30,125,000 | 32,098,000 | 34,776,000 |
| Equity capital | 20,072,000 | 20,167,000 | 20,495,000 | 17,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,811,000 | 2,730,000 | 3,655,000 |
| Interest expense | 163,000 | 325,000 | 489,000 | 655,000 |
| Net interest income | 741,000 | 1,486,000 | 2,241,000 | 3,000,000 |
| Noninterest income | 109,000 | 216,000 | 332,000 | 447,000 |
| Noninterest expense | 591,000 | 1,251,000 | 1,904,000 | 2,604,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 27,000 |
| Pretax income | 422,000 | 772,000 | 1,029,000 | 1,304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 772,000 | 1,029,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,286,000 | 19,487,000 | 19,643,000 | 19,818,000 |
| Total capital | 19,465,000 | 19,666,000 | 19,822,000 | 19,986,000 |
| Risk-weighted assets | 55,159,000 | 57,316,000 | 56,349,000 | 56,921,000 |