Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,318,000 | 146,500,000 | 141,374,000 | 145,221,000 |
| Total loans | 21,250,000 | 22,239,000 | 22,862,000 | 23,613,000 |
| Allowance for loan losses | 158,000 | 158,000 | 159,000 | 159,000 |
| Securities available for sale | 66,718,000 | 67,277,000 | 65,588,000 | 69,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,652,000 | 126,988,000 | 120,262,000 | 125,470,000 |
| Interest-bearing deposits | 100,730,000 | 94,630,000 | 90,887,000 | 93,599,000 |
| Noninterest-bearing deposits | 30,922,000 | 32,358,000 | 29,375,000 | 31,871,000 |
| Equity capital | 19,453,000 | 19,287,000 | 19,891,000 | 19,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,761,000 | 2,672,000 | 3,575,000 |
| Interest expense | 175,000 | 342,000 | 492,000 | 635,000 |
| Net interest income | 686,000 | 1,419,000 | 2,180,000 | 2,940,000 |
| Noninterest income | 123,000 | 252,000 | 377,000 | 534,000 |
| Noninterest expense | 476,000 | 983,000 | 1,504,000 | 2,434,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 333,000 | 688,000 | 1,051,000 | 1,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 688,000 | 1,051,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,700,000 | 18,799,000 | 19,067,000 | 18,974,000 |
| Total capital | 18,858,000 | 18,957,000 | 19,226,000 | 19,133,000 |
| Risk-weighted assets | 54,761,000 | 56,283,000 | 53,329,000 | 54,814,000 |