Call reports 2014
FIRST STATE BANK, THE — 2014
What FIRST STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,782,000 | 140,023,000 | 138,142,000 | 148,109,000 |
| Total loans | 20,538,000 | 20,548,000 | 21,025,000 | 21,016,000 |
| Allowance for loan losses | 154,000 | 159,000 | 160,000 | 158,000 |
| Securities available for sale | 61,345,000 | 64,785,000 | 63,914,000 | 62,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,848,000 | 115,806,000 | 115,828,000 | 129,128,000 |
| Interest-bearing deposits | 93,818,000 | 87,902,000 | 87,946,000 | 91,243,000 |
| Noninterest-bearing deposits | 27,030,000 | 27,904,000 | 27,882,000 | 37,885,000 |
| Equity capital | 18,781,000 | 18,701,000 | 18,806,000 | 18,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,711,000 | 2,598,000 | 3,468,000 |
| Interest expense | 163,000 | 327,000 | 485,000 | 634,000 |
| Net interest income | 686,000 | 1,384,000 | 2,113,000 | 2,834,000 |
| Noninterest income | 148,000 | 260,000 | 378,000 | 483,000 |
| Noninterest expense | 496,000 | 961,000 | 1,486,000 | 2,337,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 337,000 | 681,000 | 1,003,000 | 977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 681,000 | 1,003,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,111,000 | 18,275,000 | 18,498,000 | 18,366,000 |
| Total capital | 18,265,000 | 18,434,000 | 18,658,000 | 18,524,000 |
| Risk-weighted assets | 46,918,000 | 47,713,000 | 47,137,000 | 49,244,000 |