Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 138,128,000 | 129,074,000 | 129,480,000 | 130,575,000 |
| Total loans | 20,382,000 | 20,666,000 | 21,357,000 | 20,934,000 |
| Allowance for loan losses | 173,000 | 174,000 | 174,000 | 168,000 |
| Securities available for sale | 56,515,000 | 57,688,000 | 58,046,000 | 57,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,645,000 | 110,533,000 | 108,746,000 | 112,592,000 |
| Interest-bearing deposits | 90,970,000 | 85,713,000 | 81,051,000 | 84,527,000 |
| Noninterest-bearing deposits | 27,675,000 | 24,820,000 | 27,695,000 | 28,065,000 |
| Equity capital | 19,388,000 | 17,857,000 | 18,285,000 | 17,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,691,000 | 2,545,000 | 3,380,000 |
| Interest expense | 179,000 | 356,000 | 514,000 | 658,000 |
| Net interest income | 669,000 | 1,335,000 | 2,031,000 | 2,722,000 |
| Noninterest income | 148,000 | 277,000 | 395,000 | 513,000 |
| Noninterest expense | 509,000 | 1,027,000 | 1,512,000 | 2,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 308,000 | 585,000 | 914,000 | 961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 585,000 | 914,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,541,000 | 17,622,000 | 17,840,000 | 17,775,000 |
| Total capital | 17,714,000 | 17,796,000 | 18,014,000 | 17,943,000 |
| Risk-weighted assets | 46,142,000 | 44,611,000 | 49,981,000 | 45,516,000 |