Call reports 2014
FIRST COMMUNITY STATE BANK — 2014
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 45,479,000 | 44,936,000 |
| Total loans | 35,196,000 | 36,319,000 |
| Allowance for loan losses | 413,000 | 413,000 |
| Securities available for sale | 2,890,000 | 1,528,000 |
| Securities held to maturity | 3,764,000 | 3,476,000 |
| Trading assets | 0 | 0 |
| Total deposits | 41,307,000 | 40,750,000 |
| Interest-bearing deposits | 36,150,000 | 35,658,000 |
| Noninterest-bearing deposits | 5,157,000 | 5,092,000 |
| Equity capital | 3,854,000 | 3,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 438,000 | 853,000 |
| Interest expense | 46,000 | 92,000 |
| Net interest income | 392,000 | 761,000 |
| Noninterest income | 48,000 | 105,000 |
| Noninterest expense | 392,000 | 792,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 48,000 | 74,000 |
| Income tax | 2,000 | 4,000 |
| Net income | 46,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 3,850,000 | 3,788,000 |
| Total capital | 4,263,000 | 4,201,000 |
| Risk-weighted assets | 36,931,000 | 38,092,000 |