Call reports 2013
FIRST COMMUNITY STATE BANK — 2013
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,109,000 | 50,965,000 | 46,060,000 | 46,134,000 |
| Total loans | 36,725,000 | 36,199,000 | 36,479,000 | 36,634,000 |
| Allowance for loan losses | 413,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 6,012,000 | 1,799,000 | 1,348,000 | 1,479,000 |
| Securities held to maturity | 4,391,000 | 3,940,000 | 3,624,000 | 3,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,753,000 | 46,727,000 | 41,874,000 | 42,021,000 |
| Interest-bearing deposits | 44,138,000 | 41,477,000 | 37,186,000 | 37,015,000 |
| Noninterest-bearing deposits | 5,615,000 | 5,250,000 | 4,688,000 | 5,006,000 |
| Equity capital | 4,127,000 | 4,002,000 | 3,953,000 | 3,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 923,000 | 1,391,000 | 1,831,000 |
| Interest expense | 62,000 | 122,000 | 177,000 | 218,000 |
| Net interest income | 405,000 | 801,000 | 1,214,000 | 1,613,000 |
| Noninterest income | 88,000 | 170,000 | 233,000 | 277,000 |
| Noninterest expense | 406,000 | 813,000 | 1,216,000 | 1,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 158,000 | 231,000 | 254,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 2,000 |
| Net income | 85,000 | 154,000 | 225,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,127,000 | 4,003,000 | 3,951,000 | 3,893,000 |
| Total capital | 4,540,000 | 4,416,000 | 4,364,000 | 4,306,000 |
| Risk-weighted assets | 39,875,000 | 38,003,000 | 37,819,000 | 37,890,000 |