Call reports 2012
FIRST COMMUNITY STATE BANK — 2012
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,502,000 | 46,033,000 | 53,707,000 | 54,264,000 |
| Total loans | 31,860,000 | 32,317,000 | 35,288,000 | 37,236,000 |
| Allowance for loan losses | 413,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 4,075,000 | 2,252,000 | 2,647,000 | 4,236,000 |
| Securities held to maturity | 6,142,000 | 5,679,000 | 5,307,000 | 4,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,115,000 | 41,743,000 | 49,393,000 | 49,950,000 |
| Interest-bearing deposits | 38,274,000 | 36,629,000 | 44,260,000 | 44,172,000 |
| Noninterest-bearing deposits | 4,841,000 | 5,114,000 | 5,133,000 | 5,778,000 |
| Equity capital | 4,178,000 | 4,084,000 | 4,102,000 | 4,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 906,000 | 1,360,000 | 1,845,000 |
| Interest expense | 87,000 | 166,000 | 237,000 | 303,000 |
| Net interest income | 395,000 | 740,000 | 1,123,000 | 1,542,000 |
| Noninterest income | 113,000 | 213,000 | 335,000 | 474,000 |
| Noninterest expense | 406,000 | 798,000 | 1,221,000 | 1,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 155,000 | 253,000 | 351,000 |
| Income tax | 2,000 | 4,000 | 0 | 5,000 |
| Net income | 100,000 | 151,000 | 253,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,154,000 | 4,059,000 | 4,088,000 | 4,116,000 |
| Total capital | 4,567,000 | 4,472,000 | 4,501,000 | 4,529,000 |
| Risk-weighted assets | 34,119,000 | 34,524,000 | 37,659,000 | 39,769,000 |