Call reports 2011
FIRST COMMUNITY STATE BANK — 2011
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,711,000 | 53,798,000 | 47,224,000 | 46,440,000 |
| Total loans | 32,669,000 | 32,164,000 | 31,566,000 | 32,902,000 |
| Allowance for loan losses | 413,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 3,411,000 | 8,542,000 | 4,146,000 | 2,998,000 |
| Securities held to maturity | 7,920,000 | 7,582,000 | 7,229,000 | 6,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,354,000 | 49,489,000 | 42,890,000 | 42,086,000 |
| Interest-bearing deposits | 44,805,000 | 44,575,000 | 38,438,000 | 37,736,000 |
| Noninterest-bearing deposits | 5,549,000 | 4,914,000 | 4,452,000 | 4,350,000 |
| Equity capital | 4,179,000 | 4,161,000 | 4,167,000 | 4,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,025,000 | 1,526,000 | 2,152,000 |
| Interest expense | 115,000 | 224,000 | 323,000 | 429,000 |
| Net interest income | 387,000 | 801,000 | 1,203,000 | 1,723,000 |
| Noninterest income | 65,000 | 127,000 | 208,000 | 193,000 |
| Noninterest expense | 399,000 | 840,000 | 1,248,000 | 1,688,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 88,000 | 163,000 | 228,000 |
| Income tax | 2,000 | -6,000 | -4,000 | -2,000 |
| Net income | 51,000 | 94,000 | 167,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,171,000 | 4,140,000 | 4,139,000 | 4,128,000 |
| Total capital | 4,584,000 | 4,553,000 | 4,552,000 | 4,541,000 |
| Risk-weighted assets | 36,186,000 | 35,954,000 | 34,820,000 | 35,545,000 |