Call reports 2010
FIRST COMMUNITY STATE BANK — 2010
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,357,000 | 49,331,000 | 54,509,000 | 54,711,000 |
| Total loans | 40,138,000 | 37,955,000 | 34,079,000 | 33,467,000 |
| Allowance for loan losses | 413,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 6,435,000 | 1,746,000 | 3,145,000 | 1,973,000 |
| Securities held to maturity | 1,349,000 | 3,255,000 | 2,723,000 | 4,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,647,000 | 44,852,000 | 49,941,000 | 50,239,000 |
| Interest-bearing deposits | 39,478,000 | 40,331,000 | 45,555,000 | 44,702,000 |
| Noninterest-bearing deposits | 5,168,000 | 4,521,000 | 4,386,000 | 5,537,000 |
| Equity capital | 4,346,000 | 4,313,000 | 4,373,000 | 4,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,157,000 | 1,676,000 | 2,185,000 |
| Interest expense | 172,000 | 339,000 | 495,000 | 627,000 |
| Net interest income | 434,000 | 818,000 | 1,181,000 | 1,558,000 |
| Noninterest income | 73,000 | 137,000 | 289,000 | 352,000 |
| Noninterest expense | 397,000 | 787,000 | 1,205,000 | 1,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 168,000 | 265,000 | 259,000 |
| Income tax | 7,000 | 10,000 | 13,000 | 16,000 |
| Net income | 103,000 | 158,000 | 252,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,324,000 | 4,258,000 | 4,358,000 | 4,275,000 |
| Total capital | 4,737,000 | 4,671,000 | 4,771,000 | 4,688,000 |
| Risk-weighted assets | 44,556,000 | 41,152,000 | 39,339,000 | 38,109,000 |