Call reports 2009
FIRST COMMUNITY STATE BANK — 2009
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,622,000 | 50,946,000 | 49,549,000 | 50,398,000 |
| Total loans | 43,505,000 | 41,136,000 | 43,348,000 | 42,002,000 |
| Allowance for loan losses | 414,000 | 414,000 | 413,000 | 413,000 |
| Securities available for sale | 2,843,000 | 3,891,000 | 940,000 | 3,552,000 |
| Securities held to maturity | 1,462,000 | 1,790,000 | 1,732,000 | 1,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,085,000 | 46,298,000 | 41,700,000 | 42,603,000 |
| Interest-bearing deposits | 42,796,000 | 41,600,000 | 37,491,000 | 37,915,000 |
| Noninterest-bearing deposits | 5,289,000 | 4,697,000 | 4,209,000 | 4,689,000 |
| Equity capital | 4,367,000 | 4,458,000 | 4,450,000 | 4,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,350,000 | 1,873,000 | 2,506,000 |
| Interest expense | 236,000 | 446,000 | 630,000 | 814,000 |
| Net interest income | 389,000 | 904,000 | 1,243,000 | 1,692,000 |
| Noninterest income | 190,000 | 224,000 | 406,000 | 479,000 |
| Noninterest expense | 387,000 | 810,000 | 1,244,000 | 1,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 318,000 | 405,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 318,000 | 405,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,291,000 | 4,396,000 | 4,389,000 | 4,372,000 |
| Total capital | 4,705,000 | 4,810,000 | 4,802,000 | 4,785,000 |
| Risk-weighted assets | 46,949,000 | 45,422,000 | 46,327,000 | 45,016,000 |