Call reports 2003
FIRST COMMUNITY STATE BANK — 2003
What FIRST COMMUNITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,104,000 | 38,154,000 | 35,957,000 | 35,984,000 |
| Total loans | 26,704,000 | 26,445,000 | 25,983,000 | 25,872,000 |
| Allowance for loan losses | 239,000 | 248,000 | 256,000 | 322,000 |
| Securities available for sale | 200,000 | 182,000 | 162,000 | 144,000 |
| Securities held to maturity | 1,041,000 | 1,041,000 | 941,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,093,000 | 34,074,000 | 31,783,000 | 31,955,000 |
| Interest-bearing deposits | 30,967,000 | 31,514,000 | 28,945,000 | 28,558,000 |
| Noninterest-bearing deposits | 3,126,000 | 2,560,000 | 2,838,000 | 3,396,000 |
| Equity capital | 3,287,000 | 3,420,000 | 3,511,000 | 3,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,246,000 | 1,821,000 | 2,292,000 |
| Interest expense | 209,000 | 400,000 | 575,000 | 739,000 |
| Net interest income | 437,000 | 846,000 | 1,246,000 | 1,553,000 |
| Noninterest income | 44,000 | 91,000 | 147,000 | 189,000 |
| Noninterest expense | 246,000 | 501,000 | 801,000 | 1,101,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 93,000 |
| Pretax income | 226,000 | 418,000 | 565,000 | 548,000 |
| Income tax | 85,000 | 143,000 | 194,000 | 180,000 |
| Net income | 141,000 | 275,000 | 371,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,283,000 | 3,418,000 | 3,513,000 | 3,456,000 |
| Total capital | 3,522,000 | 3,666,000 | 3,769,000 | 3,778,000 |
| Risk-weighted assets | 27,126,000 | 27,498,000 | 26,933,000 | 26,748,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMUNITY STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.