Call reports 2025
AVIDIA BANK — 2025
What AVIDIA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,709,220,000 | 2,954,287,000 | 2,781,724,000 | 2,832,798,000 |
| Total loans | 2,234,520,000 | 2,249,239,000 | 2,276,492,000 | 2,298,866,000 |
| Allowance for loan losses | 21,849,000 | 23,425,000 | 24,284,000 | 22,018,000 |
| Securities available for sale | 258,563,000 | 263,337,000 | 266,420,000 | 267,617,000 |
| Securities held to maturity | 16,746,000 | 16,747,000 | 15,747,000 | 13,000,000 |
| Trading assets | 6,270,000 | 6,105,000 | 5,832,000 | 6,033,000 |
| Total deposits | 2,145,099,000 | 2,450,966,000 | 2,162,264,000 | 2,207,788,000 |
| Interest-bearing deposits | 1,773,651,000 | 2,101,954,000 | 1,733,001,000 | 1,764,550,000 |
| Noninterest-bearing deposits | 371,448,000 | 349,012,000 | 429,263,000 | 443,238,000 |
| Equity capital | 208,568,000 | 214,195,000 | 318,090,000 | 325,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,061,000 | 63,112,000 | 96,964,000 | 130,716,000 |
| Interest expense | 11,518,000 | 22,416,000 | 32,511,000 | 42,239,000 |
| Net interest income | 19,543,000 | 40,696,000 | 64,453,000 | 88,477,000 |
| Noninterest income | 4,129,000 | 9,202,000 | 13,674,000 | 17,468,000 |
| Noninterest expense | 21,696,000 | 41,413,000 | 59,709,000 | 77,972,000 |
| Provision for loan losses | 17,306,000 | 18,828,000 | 20,308,000 | 21,748,000 |
| Pretax income | -16,181,000 | -10,820,000 | -2,427,000 | 5,693,000 |
| Income tax | -4,853,000 | -3,624,000 | -1,507,000 | 736,000 |
| Net income | -11,328,000 | -7,196,000 | -920,000 | 4,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,282,000 | 218,414,000 | 320,571,000 | 326,447,000 |
| Total capital | 237,440,000 | 242,696,000 | 345,771,000 | 349,158,000 |
| Risk-weighted assets | 2,122,883,000 | 2,127,370,000 | 2,141,908,000 | 2,202,897,000 |