Call reports 2022
AVIDIA BANK — 2022
What AVIDIA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,404,559,000 | 2,413,220,000 | 2,354,332,000 | 2,485,908,000 |
| Total loans | 1,603,723,000 | 1,694,141,000 | 1,815,184,000 | 1,940,282,000 |
| Allowance for loan losses | 17,407,000 | 17,878,000 | 18,305,000 | 18,213,000 |
| Securities available for sale | 317,153,000 | 353,004,000 | 336,783,000 | 324,132,000 |
| Securities held to maturity | 502,000 | 502,000 | 502,000 | 502,000 |
| Trading assets | 3,008,000 | 4,107,000 | 6,469,000 | 6,213,000 |
| Total deposits | 2,167,859,000 | 2,198,360,000 | 1,976,887,000 | 1,968,889,000 |
| Interest-bearing deposits | 1,730,699,000 | 1,760,432,000 | 1,553,416,000 | 1,545,812,000 |
| Noninterest-bearing deposits | 437,160,000 | 437,928,000 | 423,471,000 | 423,077,000 |
| Equity capital | 192,382,000 | 183,653,000 | 174,539,000 | 181,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,944,000 | 38,993,000 | 60,793,000 | 84,398,000 |
| Interest expense | 751,000 | 1,486,000 | 2,727,000 | 6,212,000 |
| Net interest income | 18,193,000 | 37,507,000 | 58,066,000 | 78,186,000 |
| Noninterest income | 5,623,000 | 10,433,000 | 14,898,000 | 19,170,000 |
| Noninterest expense | 18,854,000 | 38,072,000 | 57,452,000 | 76,220,000 |
| Provision for loan losses | 200,000 | 675,000 | 1,125,000 | 1,225,000 |
| Pretax income | 3,402,000 | 2,396,000 | 7,623,000 | 14,019,000 |
| Income tax | 842,000 | 814,000 | 2,034,000 | 3,710,000 |
| Net income | 2,560,000 | 1,582,000 | 5,589,000 | 10,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,194,000 | 193,221,000 | 196,847,000 | 201,099,000 |
| Total capital | 211,601,000 | 211,099,000 | 215,152,000 | 219,312,000 |
| Risk-weighted assets | 1,688,728,000 | 1,763,031,000 | 1,866,177,000 | 1,978,653,000 |