Call reports 2021
AVIDIA BANK — 2021
What AVIDIA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,222,423,000 | 2,238,361,000 | 2,316,345,000 | 2,328,512,000 |
| Total loans | 1,595,003,000 | 1,612,997,000 | 1,618,744,000 | 1,602,019,000 |
| Allowance for loan losses | 17,412,000 | 17,684,000 | 17,708,000 | 17,189,000 |
| Securities available for sale | 252,361,000 | 286,836,000 | 295,047,000 | 300,159,000 |
| Securities held to maturity | 502,000 | 502,000 | 502,000 | 502,000 |
| Trading assets | 2,381,000 | 979,000 | 1,257,000 | 921,000 |
| Total deposits | 1,969,074,000 | 1,987,217,000 | 2,062,787,000 | 2,084,688,000 |
| Interest-bearing deposits | 1,561,212,000 | 1,554,918,000 | 1,627,395,000 | 1,654,571,000 |
| Noninterest-bearing deposits | 407,862,000 | 432,299,000 | 435,392,000 | 430,117,000 |
| Equity capital | 193,787,000 | 199,277,000 | 200,884,000 | 203,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,480,000 | 37,291,000 | 56,830,000 | 76,963,000 |
| Interest expense | 1,351,000 | 2,476,000 | 3,491,000 | 4,565,000 |
| Net interest income | 17,129,000 | 34,815,000 | 53,339,000 | 72,398,000 |
| Noninterest income | 5,523,000 | 9,893,000 | 15,397,000 | 20,551,000 |
| Noninterest expense | 16,782,000 | 34,214,000 | 52,564,000 | 71,681,000 |
| Provision for loan losses | 1,025,000 | 1,575,000 | 2,325,000 | 3,125,000 |
| Pretax income | 7,261,000 | 13,248,000 | 18,094,000 | 24,465,000 |
| Income tax | 1,751,000 | 3,146,000 | 4,310,000 | 5,932,000 |
| Net income | 5,510,000 | 10,102,000 | 13,784,000 | 18,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,107,000 | 184,702,000 | 187,741,000 | 191,918,000 |
| Total capital | 197,519,000 | 202,386,000 | 205,449,000 | 209,107,000 |
| Risk-weighted assets | 1,474,421,000 | 1,558,565,000 | 1,615,088,000 | 1,623,598,000 |