Call reports 2020
AVIDIA BANK — 2020
What AVIDIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,798,921,000 | 2,013,857,000 | 2,005,233,000 | 2,023,820,000 |
| Total loans | 1,267,928,000 | 1,460,868,000 | 1,528,726,000 | 1,541,824,000 |
| Allowance for loan losses | 11,984,000 | 13,524,000 | 14,272,000 | 16,652,000 |
| Securities available for sale | 238,890,000 | 220,024,000 | 228,679,000 | 243,789,000 |
| Securities held to maturity | 1,509,000 | 1,504,000 | 1,502,000 | 5,252,000 |
| Trading assets | 0 | 0 | 455,000 | 962,000 |
| Total deposits | 1,567,860,000 | 1,780,590,000 | 1,764,877,000 | 1,778,155,000 |
| Interest-bearing deposits | 1,497,767,000 | 1,435,175,000 | 981,925,000 | 979,567,000 |
| Noninterest-bearing deposits | 70,093,000 | 345,415,000 | 782,952,000 | 798,588,000 |
| Equity capital | 180,308,000 | 184,315,000 | 188,178,000 | 192,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,574,000 | 35,450,000 | 53,371,000 | 72,555,000 |
| Interest expense | 2,307,000 | 4,356,000 | 6,089,000 | 7,645,000 |
| Net interest income | 15,267,000 | 31,094,000 | 47,282,000 | 64,910,000 |
| Noninterest income | 3,599,000 | 6,559,000 | 11,911,000 | 17,762,000 |
| Noninterest expense | 15,394,000 | 30,173,000 | 46,010,000 | 63,492,000 |
| Provision for loan losses | 1,000,000 | 2,500,000 | 3,500,000 | 5,900,000 |
| Pretax income | -1,836,000 | 4,490,000 | 10,309,000 | 16,571,000 |
| Income tax | -374,000 | 1,088,000 | 2,589,000 | 3,728,000 |
| Net income | -1,462,000 | 3,402,000 | 7,720,000 | 12,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,428,000 | 166,008,000 | 170,041,000 | 174,592,000 |
| Total capital | 173,412,000 | 179,532,000 | 184,313,000 | 191,244,000 |
| Risk-weighted assets | 1,282,958,000 | 1,297,278,000 | 1,383,220,000 | 1,450,595,000 |