Call reports 2018
AVIDIA BANK — 2018
What AVIDIA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,530,722,000 | 1,556,863,000 | 1,585,832,000 | 1,600,728,000 |
| Total loans | 1,200,506,000 | 1,214,256,000 | 1,229,063,000 | 1,236,707,000 |
| Allowance for loan losses | 12,092,000 | 12,303,000 | 13,758,000 | 12,512,000 |
| Securities available for sale | 211,740,000 | 224,944,000 | 238,691,000 | 252,252,000 |
| Securities held to maturity | 1,547,000 | 1,542,000 | 1,537,000 | 1,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,186,328,000 | 1,267,864,000 | 1,262,284,000 | 1,344,087,000 |
| Interest-bearing deposits | 1,127,467,000 | 1,208,563,000 | 1,211,368,000 | 1,284,901,000 |
| Noninterest-bearing deposits | 58,861,000 | 59,301,000 | 50,916,000 | 59,186,000 |
| Equity capital | 152,879,000 | 155,701,000 | 158,613,000 | 160,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,291,000 | 32,758,000 | 50,171,000 | 67,489,000 |
| Interest expense | 1,845,000 | 3,869,000 | 6,258,000 | 8,902,000 |
| Net interest income | 14,446,000 | 28,889,000 | 43,913,000 | 58,587,000 |
| Noninterest income | 2,570,000 | 5,943,000 | 8,579,000 | 11,432,000 |
| Noninterest expense | 12,027,000 | 24,672,000 | 37,350,000 | 50,294,000 |
| Provision for loan losses | 375,000 | 1,050,000 | 2,575,000 | 3,700,000 |
| Pretax income | 5,198,000 | 10,014,000 | 13,845,000 | 17,469,000 |
| Income tax | 1,460,000 | 2,601,000 | 3,613,000 | 4,458,000 |
| Net income | 3,738,000 | 7,413,000 | 10,232,000 | 13,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,346,000 | 143,726,000 | 146,057,000 | 148,977,000 |
| Total capital | 154,598,000 | 158,162,000 | 162,465,000 | 162,583,000 |
| Risk-weighted assets | 1,202,812,000 | 1,225,492,000 | 1,236,340,000 | 1,243,632,000 |