Call reports 2017
AVIDIA BANK — 2017
What AVIDIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,445,520,000 | 1,499,108,000 | 1,509,067,000 | 1,518,510,000 |
| Total loans | 1,141,249,000 | 1,167,087,000 | 1,192,181,000 | 1,197,433,000 |
| Allowance for loan losses | 10,080,000 | 10,439,000 | 10,690,000 | 11,752,000 |
| Securities available for sale | 199,454,000 | 203,423,000 | 196,874,000 | 202,463,000 |
| Securities held to maturity | 1,564,000 | 1,556,000 | 1,556,000 | 1,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 995,393,000 | 1,034,766,000 | 1,052,195,000 | 1,109,540,000 |
| Interest-bearing deposits | 940,944,000 | 973,296,000 | 996,104,000 | 1,054,028,000 |
| Noninterest-bearing deposits | 54,449,000 | 61,470,000 | 56,091,000 | 55,512,000 |
| Equity capital | 124,228,000 | 126,883,000 | 151,116,000 | 151,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,300,000 | 29,633,000 | 45,599,000 | 61,445,000 |
| Interest expense | 1,600,000 | 3,466,000 | 5,477,000 | 7,506,000 |
| Net interest income | 12,700,000 | 26,167,000 | 40,122,000 | 53,939,000 |
| Noninterest income | 2,309,000 | 4,520,000 | 6,763,000 | 9,381,000 |
| Noninterest expense | 11,323,000 | 22,694,000 | 34,469,000 | 46,373,000 |
| Provision for loan losses | 850,000 | 1,400,000 | 1,650,000 | 2,675,000 |
| Pretax income | 5,720,000 | 9,992,000 | 14,414,000 | 18,058,000 |
| Income tax | 1,980,000 | 3,713,000 | 5,338,000 | 8,397,000 |
| Net income | 3,740,000 | 6,279,000 | 9,076,000 | 9,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,627,000 | 113,171,000 | 136,971,000 | 137,077,000 |
| Total capital | 122,583,000 | 125,349,000 | 149,584,000 | 151,445,000 |
| Risk-weighted assets | 1,144,774,000 | 1,172,821,000 | 1,184,263,000 | 1,199,347,000 |