Call reports 2016
AVIDIA BANK — 2016
What AVIDIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,269,117,000 | 1,338,449,000 | 1,342,643,000 | 1,393,486,000 |
| Total loans | 1,001,205,000 | 1,037,290,000 | 1,061,627,000 | 1,104,478,000 |
| Allowance for loan losses | 7,882,000 | 7,878,000 | 8,353,000 | 9,355,000 |
| Securities available for sale | 186,809,000 | 182,979,000 | 183,988,000 | 188,855,000 |
| Securities held to maturity | 2,682,000 | 2,077,000 | 1,573,000 | 1,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 899,262,000 | 921,808,000 | 941,261,000 | 966,397,000 |
| Interest-bearing deposits | 849,712,000 | 861,147,000 | 891,670,000 | 913,130,000 |
| Noninterest-bearing deposits | 49,550,000 | 60,661,000 | 49,591,000 | 53,267,000 |
| Equity capital | 114,690,000 | 117,357,000 | 119,575,000 | 119,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,470,000 | 25,226,000 | 38,819,000 | 52,859,000 |
| Interest expense | 1,545,000 | 3,087,000 | 4,608,000 | 6,146,000 |
| Net interest income | 10,925,000 | 22,139,000 | 34,211,000 | 46,713,000 |
| Noninterest income | 1,900,000 | 4,200,000 | 6,399,000 | 8,689,000 |
| Noninterest expense | 9,882,000 | 19,956,000 | 30,117,000 | 40,162,000 |
| Provision for loan losses | 325,000 | 650,000 | 1,325,000 | 2,625,000 |
| Pretax income | 2,740,000 | 6,030,000 | 9,842,000 | 13,600,000 |
| Income tax | 808,000 | 2,039,000 | 3,429,000 | 4,795,000 |
| Net income | 1,932,000 | 3,991,000 | 6,413,000 | 8,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,079,000 | 102,069,000 | 104,503,000 | 106,908,000 |
| Total capital | 109,196,000 | 111,219,000 | 114,185,000 | 117,783,000 |
| Risk-weighted assets | 986,488,000 | 1,023,881,000 | 1,048,296,000 | 1,084,949,000 |