Call reports 2015
AVIDIA BANK — 2015
What AVIDIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,196,608,000 | 1,214,735,000 | 1,230,862,000 | 1,278,743,000 |
| Total loans | 919,401,000 | 941,497,000 | 967,764,000 | 1,004,800,000 |
| Allowance for loan losses | 8,183,000 | 8,452,000 | 8,780,000 | 8,833,000 |
| Securities available for sale | 199,250,000 | 192,080,000 | 182,588,000 | 185,238,000 |
| Securities held to maturity | 2,602,000 | 3,694,000 | 3,691,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,651,000 | 847,844,000 | 869,770,000 | 895,084,000 |
| Interest-bearing deposits | 777,365,000 | 804,735,000 | 823,485,000 | 845,652,000 |
| Noninterest-bearing deposits | 39,286,000 | 43,109,000 | 46,285,000 | 49,432,000 |
| Equity capital | 107,520,000 | 108,455,000 | 110,250,000 | 111,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,398,000 | 23,080,000 | 34,985,000 | 47,723,000 |
| Interest expense | 1,676,000 | 3,351,000 | 5,010,000 | 6,650,000 |
| Net interest income | 9,722,000 | 19,729,000 | 29,975,000 | 41,073,000 |
| Noninterest income | 1,732,000 | 3,805,000 | 5,945,000 | 7,941,000 |
| Noninterest expense | 8,431,000 | 17,766,000 | 26,710,000 | 36,901,000 |
| Provision for loan losses | 550,000 | 1,050,000 | 1,500,000 | 1,650,000 |
| Pretax income | 2,629,000 | 5,073,000 | 8,285,000 | 11,414,000 |
| Income tax | 827,000 | 1,622,000 | 2,713,000 | 3,746,000 |
| Net income | 1,802,000 | 3,451,000 | 5,572,000 | 7,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,263,000 | 93,919,000 | 96,047,000 | 98,149,000 |
| Total capital | 102,232,000 | 104,205,000 | 105,987,000 | 108,309,000 |
| Risk-weighted assets | 899,194,000 | 924,273,000 | 939,003,000 | 985,033,000 |