Call reports 2012
AVIDIA BANK — 2012
What AVIDIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,030,758,000 | 1,042,282,000 | 1,047,029,000 | 1,060,973,000 |
| Total loans | 722,241,000 | 753,410,000 | 763,112,000 | 778,986,000 |
| Allowance for loan losses | 7,093,000 | 7,359,000 | 7,407,000 | 7,433,000 |
| Securities available for sale | 204,403,000 | 189,097,000 | 193,410,000 | 184,784,000 |
| Securities held to maturity | 16,781,000 | 18,524,000 | 18,330,000 | 19,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,272,000 | 805,591,000 | 792,702,000 | 787,818,000 |
| Interest-bearing deposits | 760,013,000 | 749,795,000 | 740,393,000 | 740,074,000 |
| Noninterest-bearing deposits | 51,259,000 | 55,796,000 | 52,309,000 | 47,745,000 |
| Equity capital | 85,079,000 | 86,689,000 | 89,010,000 | 89,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,687,000 | 21,305,000 | 31,602,000 | 42,193,000 |
| Interest expense | 2,842,000 | 5,530,000 | 7,940,000 | 10,117,000 |
| Net interest income | 7,845,000 | 15,775,000 | 23,662,000 | 32,076,000 |
| Noninterest income | 1,566,000 | 3,432,000 | 5,659,000 | 7,960,000 |
| Noninterest expense | 7,175,000 | 14,265,000 | 21,574,000 | 30,108,000 |
| Provision for loan losses | 500,000 | 1,050,000 | 1,500,000 | 2,000,000 |
| Pretax income | 1,847,000 | 4,082,000 | 6,524,000 | 8,595,000 |
| Income tax | 642,000 | 1,396,000 | 2,210,000 | 2,890,000 |
| Net income | 1,205,000 | 2,686,000 | 4,314,000 | 5,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,729,000 | 72,244,000 | 73,905,000 | 75,329,000 |
| Total capital | 78,114,000 | 79,826,000 | 81,733,000 | 83,019,000 |
| Risk-weighted assets | 696,018,000 | 715,801,000 | 723,887,000 | 730,640,000 |