Call reports 2007
AVIDIA BANK — 2007
What AVIDIA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 658,816,000 | 666,595,000 | 968,089,000 | 946,896,000 |
| Total loans | 496,985,000 | 501,860,000 | 710,840,000 | 711,308,000 |
| Allowance for loan losses | 5,531,000 | 5,747,000 | 6,333,000 | 6,362,000 |
| Securities available for sale | 103,312,000 | 101,942,000 | 110,519,000 | 118,511,000 |
| Securities held to maturity | 15,113,000 | 17,869,000 | 51,664,000 | 32,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,602,000 | 441,843,000 | 656,568,000 | 637,626,000 |
| Interest-bearing deposits | 404,814,000 | 402,806,000 | 578,226,000 | 572,467,000 |
| Noninterest-bearing deposits | 37,788,000 | 39,037,000 | 78,342,000 | 65,159,000 |
| Equity capital | 53,817,000 | 55,058,000 | 69,994,000 | 70,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,367,000 | 19,136,000 | 40,513,000 | 54,564,000 |
| Interest expense | 5,501,000 | 11,132,000 | 23,327,000 | 31,127,000 |
| Net interest income | 3,866,000 | 8,004,000 | 17,186,000 | 23,437,000 |
| Noninterest income | 883,000 | 1,780,000 | 3,523,000 | 4,517,000 |
| Noninterest expense | 4,244,000 | 8,487,000 | 22,935,000 | 30,304,000 |
| Provision for loan losses | 100,000 | 300,000 | 630,000 | 930,000 |
| Pretax income | 684,000 | 1,685,000 | -2,024,000 | -2,486,000 |
| Income tax | 167,000 | 472,000 | -1,275,000 | -589,000 |
| Net income | 517,000 | 1,213,000 | -749,000 | -1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,121,000 | 52,242,000 | 57,397,000 | 56,048,000 |
| Total capital | 58,335,000 | 59,067,000 | 64,848,000 | 63,196,000 |
| Risk-weighted assets | 455,047,000 | 469,904,000 | 652,250,000 | 662,996,000 |
Machine access — free, no API key
Every figure shown here about AVIDIA BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.