Call reports 2005
AVIDIA BANK — 2005
What AVIDIA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 584,484,000 | 606,508,000 | 626,576,000 | 633,295,000 |
| Total loans | 441,613,000 | 458,084,000 | 475,294,000 | 481,127,000 |
| Allowance for loan losses | 4,692,000 | 4,834,000 | 4,928,000 | 5,012,000 |
| Securities available for sale | 81,845,000 | 83,475,000 | 90,560,000 | 92,912,000 |
| Securities held to maturity | 26,446,000 | 27,347,000 | 25,218,000 | 21,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,592,000 | 398,577,000 | 411,669,000 | 413,070,000 |
| Interest-bearing deposits | 342,526,000 | 347,849,000 | 362,844,000 | 364,984,000 |
| Noninterest-bearing deposits | 48,066,000 | 50,728,000 | 48,825,000 | 48,086,000 |
| Equity capital | 45,689,000 | 46,870,000 | 47,999,000 | 48,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,451,000 | 15,279,000 | 23,419,000 | 31,945,000 |
| Interest expense | 2,741,000 | 5,749,000 | 9,235,000 | 13,133,000 |
| Net interest income | 4,710,000 | 9,530,000 | 14,184,000 | 18,812,000 |
| Noninterest income | 597,000 | 1,242,000 | 1,944,000 | 2,634,000 |
| Noninterest expense | 3,799,000 | 7,686,000 | 11,838,000 | 15,878,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 500,000 |
| Pretax income | 1,423,000 | 2,900,000 | 4,071,000 | 5,336,000 |
| Income tax | 522,000 | 1,073,000 | 1,489,000 | 1,944,000 |
| Net income | 901,000 | 1,827,000 | 2,582,000 | 3,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,353,000 | 47,296,000 | 48,680,000 | 49,249,000 |
| Total capital | 51,045,000 | 52,130,000 | 53,608,000 | 54,261,000 |
| Risk-weighted assets | 410,648,000 | 428,747,000 | 441,217,000 | 442,081,000 |
Machine access — free, no API key
Every figure shown here about AVIDIA BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.