Call reports 2026
BALBOA THRIFT AND LOAN ASSOCIATION — 2026
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 408,010,000 | 394,455,000 |
| Total loans | 368,736,000 | 355,186,000 |
| Allowance for loan losses | 8,779,000 | 9,051,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 361,152,000 | 348,346,000 |
| Interest-bearing deposits | 359,532,000 | 346,968,000 |
| Noninterest-bearing deposits | 1,620,000 | 1,378,000 |
| Equity capital | 44,774,000 | 43,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,639,000 | 17,192,000 |
| Interest expense | 3,716,000 | 7,385,000 |
| Net interest income | 4,923,000 | 9,807,000 |
| Noninterest income | 243,000 | 410,000 |
| Noninterest expense | 3,562,000 | 7,055,000 |
| Provision for loan losses | 2,452,000 | 5,113,000 |
| Pretax income | -847,000 | -1,948,000 |
| Income tax | -231,000 | -529,000 |
| Net income | -616,000 | -1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,974,000 | 42,581,000 |