Call reports 2025
BALBOA THRIFT AND LOAN ASSOCIATION — 2025
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 416,037,000 | 418,799,000 | 423,758,000 | 409,500,000 |
| Total loans | 389,278,000 | 386,767,000 | 383,292,000 | 375,409,000 |
| Allowance for loan losses | 8,252,000 | 8,094,000 | 8,119,000 | 8,504,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,779,000 | 369,664,000 | 375,340,000 | 361,383,000 |
| Interest-bearing deposits | 365,104,000 | 368,048,000 | 374,013,000 | 359,334,000 |
| Noninterest-bearing deposits | 1,675,000 | 1,616,000 | 1,327,000 | 2,049,000 |
| Equity capital | 46,997,000 | 46,854,000 | 46,103,000 | 45,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,702,000 | 17,735,000 | 26,766,000 | 36,201,000 |
| Interest expense | 4,065,000 | 8,119,000 | 12,195,000 | 16,225,000 |
| Net interest income | 4,637,000 | 9,616,000 | 14,571,000 | 19,976,000 |
| Noninterest income | 130,000 | 337,000 | 445,000 | 556,000 |
| Noninterest expense | 3,820,000 | 7,597,000 | 11,522,000 | 15,533,000 |
| Provision for loan losses | 1,631,000 | 3,191,000 | 5,350,000 | 7,818,000 |
| Pretax income | -684,000 | -835,000 | -1,845,000 | -2,809,000 |
| Income tax | -171,000 | -179,000 | -438,000 | -689,000 |
| Net income | -513,000 | -656,000 | -1,407,000 | -2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,997,000 | 46,854,000 | 46,103,000 | 44,590,000 |