Call reports 2024
BALBOA THRIFT AND LOAN ASSOCIATION — 2024
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 418,711,000 | 412,722,000 | 425,709,000 | 421,962,000 |
| Total loans | 383,701,000 | 386,580,000 | 395,478,000 | 381,145,000 |
| Allowance for loan losses | 8,465,000 | 8,636,000 | 8,843,000 | 8,723,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,556,000 | 362,184,000 | 375,892,000 | 372,414,000 |
| Interest-bearing deposits | 365,194,000 | 360,990,000 | 374,457,000 | 370,452,000 |
| Noninterest-bearing deposits | 2,362,000 | 1,194,000 | 1,435,000 | 1,962,000 |
| Equity capital | 48,764,000 | 48,220,000 | 47,621,000 | 47,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,031,000 | 16,458,000 | 25,254,000 | 34,432,000 |
| Interest expense | 4,016,000 | 8,120,000 | 12,415,000 | 16,730,000 |
| Net interest income | 4,015,000 | 8,338,000 | 12,839,000 | 17,702,000 |
| Noninterest income | 148,000 | 300,000 | 431,000 | 604,000 |
| Noninterest expense | 3,615,000 | 7,108,000 | 10,800,000 | 14,434,000 |
| Provision for loan losses | 1,301,000 | 3,016,000 | 4,788,000 | 6,311,000 |
| Pretax income | -753,000 | -1,482,000 | -2,292,000 | -2,399,000 |
| Income tax | -187,000 | -372,000 | -584,000 | -579,000 |
| Net income | -566,000 | -1,110,000 | -1,708,000 | -1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,764,000 | 48,220,000 | 47,621,000 | 47,510,000 |