Call reports 2023
BALBOA THRIFT AND LOAN ASSOCIATION — 2023
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 370,642,000 | 381,853,000 | 393,823,000 | 405,063,000 |
| Total loans | 348,142,000 | 359,032,000 | 368,151,000 | 376,188,000 |
| Allowance for loan losses | 9,221,000 | 9,321,000 | 9,082,000 | 8,887,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,478,000 | 329,651,000 | 341,943,000 | 353,347,000 |
| Interest-bearing deposits | 316,914,000 | 328,467,000 | 340,257,000 | 352,298,000 |
| Noninterest-bearing deposits | 1,564,000 | 1,184,000 | 1,686,000 | 1,049,000 |
| Equity capital | 49,643,000 | 49,738,000 | 49,345,000 | 49,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,855,000 | 14,196,000 | 21,779,000 | 29,870,000 |
| Interest expense | 2,408,000 | 5,219,000 | 8,558,000 | 12,300,000 |
| Net interest income | 4,447,000 | 8,977,000 | 13,221,000 | 17,570,000 |
| Noninterest income | 245,000 | 461,000 | 630,000 | 763,000 |
| Noninterest expense | 3,245,000 | 6,630,000 | 10,302,000 | 13,633,000 |
| Provision for loan losses | 882,000 | 2,047,000 | 3,295,000 | 4,369,000 |
| Pretax income | 565,000 | 761,000 | 254,000 | 271,000 |
| Income tax | 192,000 | 293,000 | 179,000 | 211,000 |
| Net income | 373,000 | 468,000 | 75,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,643,000 | 49,738,000 | 49,345,000 | 49,330,000 |