Call reports 2022
BALBOA THRIFT AND LOAN ASSOCIATION — 2022
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 305,093,000 | 308,488,000 | 332,375,000 | 363,166,000 |
| Total loans | 286,403,000 | 291,349,000 | 313,921,000 | 337,000,000 |
| Allowance for loan losses | 7,652,000 | 7,506,000 | 7,145,000 | 6,302,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,491,000 | 256,699,000 | 279,756,000 | 308,706,000 |
| Interest-bearing deposits | 253,075,000 | 253,650,000 | 277,653,000 | 306,300,000 |
| Noninterest-bearing deposits | 1,416,000 | 3,049,000 | 2,103,000 | 2,406,000 |
| Equity capital | 50,198,000 | 51,193,000 | 51,831,000 | 51,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,994,000 | 11,991,000 | 18,225,000 | 25,043,000 |
| Interest expense | 820,000 | 1,622,000 | 2,765,000 | 4,460,000 |
| Net interest income | 5,174,000 | 10,369,000 | 15,460,000 | 20,583,000 |
| Noninterest income | 169,000 | 336,000 | 545,000 | 794,000 |
| Noninterest expense | 2,966,000 | 6,367,000 | 9,979,000 | 13,920,000 |
| Provision for loan losses | 471,000 | 970,000 | 1,709,000 | 2,343,000 |
| Pretax income | 1,906,000 | 3,368,000 | 4,317,000 | 5,114,000 |
| Income tax | 590,000 | 1,057,000 | 1,368,000 | 1,637,000 |
| Net income | 1,316,000 | 2,311,000 | 2,949,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,198,000 | 51,193,000 | 51,831,000 | 51,659,000 |