Call reports 2021
BALBOA THRIFT AND LOAN ASSOCIATION — 2021
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,805,000 | 323,661,000 | 320,343,000 | 314,878,000 |
| Total loans | 300,679,000 | 294,623,000 | 287,191,000 | 283,978,000 |
| Allowance for loan losses | 7,296,000 | 7,932,000 | 7,552,000 | 7,739,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,663,000 | 276,489,000 | 271,334,000 | 265,165,000 |
| Interest-bearing deposits | 292,176,000 | 274,985,000 | 270,219,000 | 262,779,000 |
| Noninterest-bearing deposits | 1,487,000 | 1,504,000 | 1,115,000 | 2,386,000 |
| Equity capital | 45,184,000 | 46,404,000 | 48,265,000 | 48,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,397,000 | 12,893,000 | 19,328,000 | 25,805,000 |
| Interest expense | 1,086,000 | 2,102,000 | 3,057,000 | 3,953,000 |
| Net interest income | 5,311,000 | 10,791,000 | 16,271,000 | 21,852,000 |
| Noninterest income | 200,000 | 390,000 | 560,000 | 739,000 |
| Noninterest expense | 2,496,000 | 5,541,000 | 8,430,000 | 11,797,000 |
| Provision for loan losses | 1,221,000 | 2,082,000 | 2,164,000 | 2,654,000 |
| Pretax income | 1,794,000 | 3,558,000 | 6,237,000 | 8,140,000 |
| Income tax | 548,000 | 1,091,000 | 1,909,000 | 2,495,000 |
| Net income | 1,246,000 | 2,467,000 | 4,328,000 | 5,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,184,000 | 46,404,000 | 48,265,000 | 48,882,000 |