Call reports 2020
BALBOA THRIFT AND LOAN ASSOCIATION — 2020
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 329,782,000 | 327,616,000 | 331,663,000 | 322,671,000 |
| Total loans | 304,914,000 | 307,440,000 | 305,036,000 | 298,253,000 |
| Allowance for loan losses | 5,233,000 | 5,604,000 | 6,380,000 | 6,558,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,263,000 | 283,939,000 | 287,040,000 | 277,439,000 |
| Interest-bearing deposits | 286,083,000 | 282,891,000 | 286,120,000 | 276,702,000 |
| Noninterest-bearing deposits | 1,180,000 | 1,049,000 | 920,000 | 737,000 |
| Equity capital | 41,400,000 | 42,189,000 | 43,420,000 | 43,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,536,000 | 13,030,000 | 19,767,000 | 26,490,000 |
| Interest expense | 1,687,000 | 3,274,000 | 4,706,000 | 5,973,000 |
| Net interest income | 4,849,000 | 9,756,000 | 15,061,000 | 20,517,000 |
| Noninterest income | 206,000 | 376,000 | 574,000 | 755,000 |
| Noninterest expense | 2,606,000 | 5,331,000 | 7,973,000 | 11,210,000 |
| Provision for loan losses | 1,869,000 | 3,086,000 | 4,185,000 | 5,260,000 |
| Pretax income | 580,000 | 1,715,000 | 3,477,000 | 4,802,000 |
| Income tax | 195,000 | 540,000 | 1,071,000 | 1,479,000 |
| Net income | 385,000 | 1,175,000 | 2,406,000 | 3,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,400,000 | 42,189,000 | 43,420,000 | 43,937,000 |