Call reports 2019
BALBOA THRIFT AND LOAN ASSOCIATION — 2019
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,606,000 | 315,276,000 | 324,998,000 | 323,696,000 |
| Total loans | 288,506,000 | 296,706,000 | 301,184,000 | 304,369,000 |
| Allowance for loan losses | 4,427,000 | 4,633,000 | 4,812,000 | 5,035,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,823,000 | 274,067,000 | 283,471,000 | 281,650,000 |
| Interest-bearing deposits | 269,424,000 | 272,998,000 | 282,274,000 | 280,202,000 |
| Noninterest-bearing deposits | 1,399,000 | 1,069,000 | 1,197,000 | 1,448,000 |
| Equity capital | 39,945,000 | 40,294,000 | 40,555,000 | 41,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,758,000 | 11,884,000 | 18,280,000 | 25,219,000 |
| Interest expense | 1,499,000 | 3,143,000 | 4,915,000 | 6,665,000 |
| Net interest income | 4,259,000 | 8,741,000 | 13,365,000 | 18,554,000 |
| Noninterest income | 202,000 | 394,000 | 579,000 | 811,000 |
| Noninterest expense | 2,634,000 | 5,611,000 | 8,355,000 | 11,367,000 |
| Provision for loan losses | 1,204,000 | 2,368,000 | 3,598,000 | 5,319,000 |
| Pretax income | 623,000 | 1,156,000 | 1,991,000 | 2,679,000 |
| Income tax | 208,000 | 392,000 | 666,000 | 895,000 |
| Net income | 415,000 | 764,000 | 1,325,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,945,000 | 40,294,000 | 40,555,000 | 41,014,000 |
| Total capital | 43,654,000 | 44,080,000 | 44,408,000 | 44,905,000 |
| Risk-weighted assets | 296,058,000 | 302,077,000 | 307,296,000 | 310,095,000 |