Call reports 2018
BALBOA THRIFT AND LOAN ASSOCIATION — 2018
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 270,664,000 | 284,487,000 | 297,702,000 | 303,857,000 |
| Total loans | 253,652,000 | 266,432,000 | 277,355,000 | 281,889,000 |
| Allowance for loan losses | 3,668,000 | 3,899,000 | 4,140,000 | 4,284,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,821,000 | 244,769,000 | 257,486,000 | 263,403,000 |
| Interest-bearing deposits | 228,430,000 | 243,569,000 | 255,773,000 | 261,401,000 |
| Noninterest-bearing deposits | 1,391,000 | 1,199,000 | 1,713,000 | 2,002,000 |
| Equity capital | 38,670,000 | 38,990,000 | 39,405,000 | 39,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,998,000 | 10,240,000 | 15,738,000 | 21,810,000 |
| Interest expense | 891,000 | 1,911,000 | 3,096,000 | 4,466,000 |
| Net interest income | 4,107,000 | 8,329,000 | 12,642,000 | 17,344,000 |
| Noninterest income | 150,000 | 335,000 | 505,000 | 677,000 |
| Noninterest expense | 2,685,000 | 5,493,000 | 8,175,000 | 11,154,000 |
| Provision for loan losses | 961,000 | 2,064,000 | 3,239,000 | 4,497,000 |
| Pretax income | 611,000 | 1,107,000 | 1,733,000 | 2,370,000 |
| Income tax | 210,000 | 386,000 | 597,000 | 809,000 |
| Net income | 401,000 | 721,000 | 1,136,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,670,000 | 38,990,000 | 39,405,000 | 39,530,000 |
| Total capital | 41,920,000 | 42,417,000 | 42,969,000 | 43,150,000 |
| Risk-weighted assets | 259,624,000 | 273,694,000 | 284,542,000 | 288,930,000 |