Call reports 2017
BALBOA THRIFT AND LOAN ASSOCIATION — 2017
What BALBOA THRIFT AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 246,227,000 | 256,592,000 | 258,698,000 | 264,347,000 |
| Total loans | 226,012,000 | 236,017,000 | 241,766,000 | 247,526,000 |
| Allowance for loan losses | 3,212,000 | 3,276,000 | 3,450,000 | 3,609,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,187,000 | 217,737,000 | 219,461,000 | 225,031,000 |
| Interest-bearing deposits | 206,701,000 | 216,252,000 | 218,260,000 | 223,029,000 |
| Noninterest-bearing deposits | 1,486,000 | 1,485,000 | 1,201,000 | 2,002,000 |
| Equity capital | 37,533,000 | 37,951,000 | 38,273,000 | 38,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,665,000 | 9,559,000 | 14,504,000 | 19,917,000 |
| Interest expense | 689,000 | 1,424,000 | 2,206,000 | 3,038,000 |
| Net interest income | 3,976,000 | 8,135,000 | 12,298,000 | 16,879,000 |
| Noninterest income | 72,000 | 189,000 | 300,000 | 407,000 |
| Noninterest expense | 2,556,000 | 5,317,000 | 7,933,000 | 10,824,000 |
| Provision for loan losses | 981,000 | 1,749,000 | 2,826,000 | 4,031,000 |
| Pretax income | 511,000 | 1,258,000 | 1,839,000 | 2,431,000 |
| Income tax | 227,000 | 556,000 | 815,000 | 1,161,000 |
| Net income | 284,000 | 702,000 | 1,024,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,533,000 | 37,951,000 | 38,273,000 | 38,269,000 |
| Total capital | 40,417,000 | 40,966,000 | 41,358,000 | 41,434,000 |
| Risk-weighted assets | 230,469,000 | 240,967,000 | 246,470,000 | 252,780,000 |