Call reports 2020
COMMUNITY NATIONAL BANK — 2020
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 217,520,000 | 242,085,000 | 251,787,000 | 250,668,000 |
| Total loans | 133,298,000 | 148,512,000 | 148,822,000 | 148,380,000 |
| Allowance for loan losses | 1,951,000 | 2,109,000 | 2,216,000 | 2,109,000 |
| Securities available for sale | 56,842,000 | 56,696,000 | 57,366,000 | 70,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,079,000 | 202,253,000 | 210,776,000 | 219,553,000 |
| Interest-bearing deposits | 119,926,000 | 125,646,000 | 129,861,000 | 131,053,000 |
| Noninterest-bearing deposits | 69,153,000 | 76,607,000 | 80,915,000 | 88,500,000 |
| Equity capital | 25,427,000 | 26,762,000 | 27,833,000 | 28,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,614,000 | 7,219,000 | 9,383,000 |
| Interest expense | 397,000 | 616,000 | 826,000 | 997,000 |
| Net interest income | 1,810,000 | 3,998,000 | 6,393,000 | 8,386,000 |
| Noninterest income | 514,000 | 863,000 | 1,249,000 | 1,595,000 |
| Noninterest expense | 1,601,000 | 3,269,000 | 4,899,000 | 6,543,000 |
| Provision for loan losses | 25,000 | 175,000 | 275,000 | 275,000 |
| Pretax income | 817,000 | 1,536,000 | 2,587,000 | 3,282,000 |
| Income tax | 54,000 | 54,000 | 54,000 | 54,000 |
| Net income | 763,000 | 1,482,000 | 2,533,000 | 3,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,731,000 | 22,950,000 | 23,840,000 | 24,547,000 |
| Total capital | 24,554,000 | 24,956,000 | 25,684,000 | 26,434,000 |
| Risk-weighted assets | 145,761,000 | 160,428,000 | 147,157,000 | 150,787,000 |